Privacy Policy

Last updated: March 2026

1. Introduction

PaisaMax ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and website.

2. Information We Collect

Personal Information

Name and email address (via Google Sign-In or email registration)
Date of birth and city (provided during onboarding)
Employment type and income range

Financial Information

Income, expenses, savings, investments, and debt figures (self-reported)
Transaction records you manually enter
Savings goals and budget preferences
Committee membership details

Usage Data

App usage patterns and feature interactions
Calculator usage and interest tracking (investment/insurance link clicks)
Device information and crash logs

3. How We Use Your Information

Provide personalized financial insights and AI-powered guidance
Generate investment and insurance suggestions based on your profile
Power the financial calculators
Track your savings goals and budget progress
Improve our app and develop new features
Send you daily financial tips (with your consent)

4. Data Security

We use Firebase Authentication for secure login and Firestore with security rules to protect your data. All data transmission is encrypted via HTTPS. We implement industry-standard security practices to safeguard your personal and financial information.

5. Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share aggregated, anonymized data for analytics purposes. We use Firebase (Google) for authentication and data storage, subject to Google's privacy policies.

6. Your Rights

Access and review your personal data within the app
Update or correct your information at any time
Delete your account and all associated data
Opt out of non-essential communications

7. Cookies & Website

Our website uses essential cookies for functionality. We do not use tracking cookies or third-party advertising cookies. Calculator tools on our website work entirely client-side and do not store your data.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy in the app and on our website with an updated date.

9. Contact Us

If you have questions about this Privacy Policy, please contact us at privacy@paisamax.pk