Financial Literacy

Zakat Calculator Guide: How to Calculate Zakat on Your Assets

A comprehensive guide to calculating Zakat correctly on savings, gold, investments, and business assets using current Nisab values in Pakistan.

WealthPath Team
14 February 2026
8 min read

Zakat is one of the five pillars of Islam, requiring Muslims to give 2.5% of their qualifying wealth to those in need.

Understanding Nisab: The Minimum Threshold

Zakat only becomes obligatory when your net zakatable assets exceed the Nisab threshold. As of early 2026, the gold Nisab (87.48g) is approximately Rs. 19-22 lakh, while the silver Nisab (612.36g) is approximately Rs. 1.5-2 lakh.

What Assets Are Zakatable?

  • Cash in hand and bank accounts
  • Gold and silver (including jewelry)
  • Stocks, mutual funds, bonds, voluntary pension
  • Business inventory and trade goods
  • Money owed to you that you expect to receive
  • Prize bonds and national savings certificates

The Calculation Formula

Zakat = (Total Zakatable Assets - Deductible Liabilities) × 2.5%

WealthPath's Zakat Calculator takes the guesswork out of this important obligation. Simply enter your assets and debts for an accurate calculation.

Tags:zakatislamic financenisabgold rate pakistan

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